After The Event Insurance is a useful product that can protect you from the risks involved in bringing a claim. If your solicitor agrees that they will not charge for their services in the event that your claim is unsuccessful, there is still a potential financial risk to you. If you lose your claim you may be liable for your own disbursements (such as medical report fees or court fees), and potentially for some of the defendant’s costs. After The Event Insurance covers this risk. The cost of any ATE policy is not recoverable from your opponent and has to be paid for out of your compensation at the conclusion of a successful claim.
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